California Demand Letter Template: Small Claims, CLRA Notice and Civil Code Rules

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Demand Letter (California)

[Your Full Name or Business Name]
[Street Address]
[City], California [ZIP]
[Phone] · [Email]

[Date]

Sent by certified mail, return receipt requested, No. [Tracking Number], and by email to [Email Address]

[Recipient’s Full Legal Name or Business Name]
[Agent for Service of Process or Officer, if a business]
[Street Address]
[City], [State] [ZIP]

Re: Demand for payment of $[Amount] for [unpaid invoice / breach of contract / defective goods or work / damaged property] — [Account, Invoice or Contract No.]

Dear [Recipient Name]:

1. Purpose of This Letter

This letter is a formal demand for payment. If this matter is not resolved by the deadline below, I intend to file a claim in court, and this letter will be my proof that I asked you to pay first.

2. What Happened

On [Date], you and I [entered into a written/oral agreement / you purchased / I performed services] under which [describe the obligation: what was promised, the price, and the due date].

[Describe the breach or loss with dates: the payment that was not made, the work that was not done, or the damage that occurred.]

I asked you to resolve this on [Date(s)] by [phone / email / letter]. As of the date of this letter, the matter remains unresolved.

3. Amount Owed

ItemDue dateAmount
Principal (invoice, contract price, or cost of repair)[Date]$[Amount]
Interest at [the contract rate of [Rate]% / 10% a year after breach under Civil Code § 3289, if the contract sets no rate] from [Date]—$[Amount]
Other charges allowed by our agreement (itemize)[Date]$[Amount]
Total now due$[Total]

Copies of [the contract, invoices, receipts, photographs, estimates and correspondence] are enclosed.

4. Demand and Deadline

I demand payment of $[Total] no later than [Date — 14 to 30 days after you expect this letter to be received].

Payment may be made by [cashier’s check / money order / bank transfer / online payment link] to [Name and Address]. If you dispute any part of this amount, tell me in writing before the deadline which part you dispute and why, and pay the undisputed part.

5. If You Do Not Pay

If payment is not received by the deadline, I intend to file [a small claims action in the [County] County Superior Court / a limited civil case / an unlimited civil case] without further notice. I will ask for the amount owed, interest, court costs and, if our agreement provides for them, attorney’s fees.

6. Optional Paragraphs — Use Only the One That Fits

A. Consumers Legal Remedies Act notice (Cal. Civ. Code § 1782). This letter is my notice under Section 1782 of the California Civil Code. You engaged in the following practices declared unlawful by Section 1770: [identify each, for example: representing that goods have characteristics or benefits they do not have, Civ. Code § 1770(a)(5); advertising goods with intent not to sell them as advertised, § 1770(a)(9)], in that [describe what happened, with dates]. I demand that you correct, repair, replace or otherwise rectify the [goods / services] within 30 days after you receive this letter, specifically by [describe the remedy]. [This notice must be sent by certified or registered mail, return receipt requested, to the place where the transaction occurred or to the business’s principal place of business in California.]

B. Bounced check (Cal. Civ. Code § 1719). Check No. [Number] dated [Date] for $[Amount], drawn on [Bank], was returned unpaid for [insufficient funds / no account / stop payment]. Under Section 1719 of the California Civil Code, you are liable for the amount of the check and a service charge of $[25 for a first check / 35 for a later check]. If you do not pay the amount of the check, the service charge and the $[Amount] cost of mailing this demand within 30 days after the date it was mailed, you may be liable for damages of three times the amount of the check, but not less than $100 nor more than $1,500. [Send by certified mail.]

C. Security deposit (Cal. Civ. Code § 1950.5). I vacated [Address] on [Date]. More than 21 days have passed, and I have not received my $[Amount] deposit or an itemized statement of deductions with the required receipts or invoices. I demand the full deposit by [Date]. A landlord who retains a deposit in bad faith may be liable for statutory damages of up to twice the deposit, in addition to actual damages.

D. Final wages (Cal. Labor Code §§ 203, 218.5). My employment ended on [Date], and I have not been paid $[Amount] in final wages for [period]. An employer that willfully fails to pay final wages owes a waiting time penalty of one day’s wages for each day of delay, up to 30 days. I demand payment by [Date]; otherwise I will file a wage claim with the Labor Commissioner or in court.

7. Preservation of Evidence

Please keep all documents, messages, recordings and electronic data related to this matter until it is resolved.

8. Reservation of Rights

This letter does not waive any of my rights or remedies, all of which are reserved.

Sincerely,

___________________________
[Your Full Name]
[Title, if signing for a business]

Enclosures: [List documents]

Before You Send It (Delete This Section)

  • Suing a city, county, school district or state agency? A demand letter is not enough. You must first present a government claim: within six months for injury to a person or personal property, within one year for other claims (Cal. Gov. Code § 911.2).

  • New home construction defect? The Right to Repair Act requires written notice to the builder before suit (Cal. Civ. Code § 910).

  • Collecting a consumer debt? The Rosenthal Act applies to creditors as well as agencies (Cal. Civ. Code § 1788 and following). Do not threaten arrest, criminal charges or seizure of property you do not intend to pursue and cannot lawfully take.

  • Check the deadline to sue. Four years on a written contract (Cal. Code Civ. Proc. § 337), two years on an oral contract (§ 339), three years for damage to property (§ 338), two years for personal injury (§ 335.1). A demand letter does not pause these periods.

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California Demand Letter Template: Small Claims, CLRA Notice and Civil Code Rules

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Frequently asked · California demand letters

Demand Letter (California) · small claims, CLRA notice, bounced checks, interest, deposits, wages, store civil demands

Eight questions to settle before a California demand letter goes out, or after one arrives. California has no general rule requiring a demand before suit, but its small claims form asks whether you demanded payment, the Consumers Legal Remedies Act blocks damages claims without a 30-day notice, and the Civil Code turns a certified-mail demand for a bounced check into treble damages. Stores also send "civil demand" letters of their own, with limits set by the Penal Code.

01 Basics

Is a demand letter required before suing in California?

Not as a general rule, but small claims comes close: the claim form must state that the plaintiff, where possible, demanded payment and the defendant failed or refused to pay (Code Civ. Proc. § 116.320(b)). Specific statutes go further: a 30-day notice before a CLRA damages suit, written notice to the builder for new-home defects, and a formal government claim before suing a public entity.

A government claim is a separate form filed with the agency, not a letter: within six months for injury to a person or personal property and within one year for other claims (Gov. Code § 911.2). Missing it can bar the lawsuit entirely, whatever the letter said.

For everything else, the letter is your evidence. It shows the judge what you asked for, when, and how reasonable you were before filing.

02 Court

What are the California small claims limits?

$12,500 for a claim brought by an individual (CCP § 116.221, since 1 January 2024) and $6,250 for businesses and other entities (§ 116.220). No one may file more than two claims over $2,500 anywhere in California in a calendar year (§ 116.231).

The parties present their own cases; lawyers do not appear for them at the hearing. A plaintiff who loses cannot appeal their own claim, which is one more reason to send a clear demand first and see whether the case settles. Claims above the limit go to superior court as a limited civil case (up to $35,000) or an unlimited one.

Deadlines to sue: four years on a written contract (CCP § 337), two years on an oral contract (§ 339), three years for damage to property (§ 338), two years for personal injury (§ 335.1). A demand letter does not pause them.

03 Consumers

What must a CLRA demand letter contain, and how must it be sent?

At least 30 days before suing for damages under the Consumers Legal Remedies Act, the consumer must notify the business of the particular violations of Civil Code § 1770 and demand that it correct, repair, replace or otherwise rectify the goods or services (Civ. Code § 1782).

  • Delivery. In writing, by certified or registered mail, return receipt requested, to the place where the transaction occurred or to the business's principal place of business in California.
  • Effect. If the business gives, or agrees to give within a reasonable time, an appropriate remedy within 30 days after receipt, no damages action can be maintained.
  • Injunctions. A suit asking only for an injunction may be filed without notice; damages can be added by amendment 30 days after filing, once notice has been given.

A business's response to the notice is treated as an offer to compromise and cannot be used as an admission against it.

04 Checks

How do you get treble damages for a bounced check in California?

Mail a written demand by certified mail that informs the writer of Civil Code § 1719, the amount of the check and the service charge. If they do not pay the check, the service charge and the mailing cost within 30 days after the demand was mailed, they are liable for three times the amount of the check, at least $100 and at most $1,500 (Civ. Code § 1719).

The service charge alone is available without any demand: up to $25 for the first bad check and $35 for each later one to the same payee. A stop payment made to resolve a good faith dispute, for example over goods not delivered or services not performed, is not covered; for a stop-payment claim you must also show you made a reasonable effort to resolve the dispute and produce the certified mail receipt. The claim can be brought in small claims.

05 Interest

What interest and fees can a California demand include?

The contract rate if there is one; otherwise 10% a year after breach for contracts made after 1 January 1986 (Civ. Code § 3289), excluding notes secured by a deed of trust. Prejudgment interest is available on damages that are certain or can be made certain by calculation (§ 3287).

Attorney's fees are recoverable only if a contract or a statute provides for them. A contract clause that gives fees to one side only is enforced in favor of whichever side prevails (Civ. Code § 1717). Do not add collection fees or penalties that your agreement does not include.

06 Deposits

What can a tenant demand when a California landlord keeps the deposit?

Within 21 days after the tenant moves out, the landlord must return the deposit or send an itemized statement of deductions, with copies of receipts or invoices for repair and cleaning charges unless those charges total $125 or less (Civ. Code § 1950.5).

A landlord who keeps a deposit in bad faith can be ordered to pay statutory damages of up to twice the deposit, on top of actual damages. Since 2025 the landlord must also photograph the unit after the tenant moves out, before and after repairs or cleaning, and, for tenancies that began on or after 1 July 2025, at move-in, which gives both sides evidence to cite in a demand.

07 Wages

Can a demand letter recover unpaid final wages in California?

Often, because waiting makes the claim bigger. An employer that willfully fails to pay final wages on time owes a waiting time penalty of a day's wages for each day of delay, up to 30 days (Labor Code § 203), and an employee who wins a nonpayment-of-wages action can recover attorney's fees (§ 218.5).

State the last day worked, the wages owed and how you calculated them. You can file a wage claim with the Labor Commissioner at no cost instead of, or after, sending the letter.

08 Received one

What is a civil demand letter from a store, and do you have to pay it?

It is a civil claim a merchant, or a law firm for it, sends after an alleged shoplifting incident under Penal Code § 490.5. An adult who unlawfully took merchandise, or the parents of a minor, can be liable for damages of $50 to $500 plus costs, and for the retail value of goods not recovered in sellable condition.

The letter is not a court order and not a criminal charge. The merchant can collect only by agreement or by winning a civil case, usually in small claims, where it must prove the taking. Compare the amount demanded with those limits; a demand for more than $500 in damages plus unrecovered merchandise and costs asks for more than this statute allows. If you are unsure, talk to a lawyer or a legal aid office before paying or ignoring it.

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