Truck Accident Diminished Value Demand Letter Template

Date: [Date]

Sent Via: ☐ Email ☐ Certified mail ☐ Online portal ☐ Other: [Method]
Claim Number (If Known): [Claim #]
Policy Number (If Known): [Policy #]

To (Insurance Company / Claims Adjuster):
[Insurance Company Name]
Attn: [Adjuster Name / Claims Department]
[Address]
[Email/Phone]

Additional Recipient (Optional):
[Trucking Company Name]
Attn: [Safety/Claims Contact]
[Address]
[Email/Phone]

From (Vehicle Owner/Claimant): [Your Full Name]
Address: [Your Address]
Phone/Email: [Phone] / [Email]

Re: Diminished Value Demand — Truck Accident on [Accident Date] — [Your Vehicle Year/Make/Model]

Dear [Adjuster Name or “Claims Department”],

1. Purpose of This Letter

1.1 I am submitting this diminished value demand arising from the truck accident on [Accident Date] at [Location] involving your insured driver/vehicle.
1.2 Although my vehicle has been repaired, it has suffered a loss of market value due to its accident history.

2. Vehicle and Accident Information

2.1 My Vehicle: [Year/Make/Model], VIN (last 6 optional): [____], mileage at time of loss: [].
2.2 Accident Date/Location: [Date] at [Location].
2.3 Police Report (If Available): [Agency + report #].
2.4 Repair Facility: [Shop name], repair invoice total: $[Amount], completed on [Date].
2.5 Damage Summary: [Brief summary of damaged areas and repairs performed].

3. Diminished Value Explanation

3.1 A repaired vehicle with an accident history typically sells for less than a comparable vehicle with a clean history.
3.2 The accident is now part of the vehicle’s history and affects resale/trade-in value, even with complete repairs.

4. Valuation Basis

4.1 Pre-Loss Market Value (Estimated): $[Amount] based on: ☐ comparable listings ☐ valuation guide ☐ appraisal ☐ other.
4.2 Post-Repair Market Value (Estimated): $[Amount] based on: ☐ comparable listings (with accident history) ☐ dealer trade-in quotes ☐ appraisal ☐ other.
4.3 Diminished Value Amount Claimed: $[DV Amount]

4.4 Support Provided (Select All That Apply):
☐ Independent diminished value appraisal
☐ Comparable listings (clean vs accident history)
☐ Dealer trade-in offers
☐ Vehicle history report
☐ Repair invoice and photos
☐ Other: [List]

5. Demand and Deadline

5.1 I demand payment of $[DV Amount] for diminished value.
5.2 Please respond in writing by [Deadline Date].
5.3 If you dispute this claim, please provide your written basis and any valuation method you used.

6. Attachments

6.1 ☐ Repair invoice(s)
6.2 ☐ Photos of damage/repairs
6.3 ☐ Vehicle history report
6.4 ☐ DV appraisal (if any)
6.5 ☐ Comparable listings and valuation support
6.6 ☐ Proof of ownership/registration (if needed)
6.7 ☐ Other: [List]

Sincerely,
[Your Full Name]

Signatures

Signature: ___________________________
Printed Name: [Your Full Name]
Date: [Date]