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Truck Accident Diminished Value Demand Letter Template
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Truck Accident Diminished Value Demand Letter Template
Date: [Date]
Sent Via: ☐ Email ☐ Certified mail ☐ Online portal ☐ Other: [Method]
Claim Number (If Known): [Claim #]
Policy Number (If Known): [Policy #]
To (Insurance Company / Claims Adjuster):
[Insurance Company Name]
Attn: [Adjuster Name / Claims Department]
[Address]
[Email/Phone]
Additional Recipient (Optional):
[Trucking Company Name]
Attn: [Safety/Claims Contact]
[Address]
[Email/Phone]
From (Vehicle Owner/Claimant): [Your Full Name]
Address: [Your Address]
Phone/Email: [Phone] / [Email]
Re: Diminished Value Demand — Truck Accident on [Accident Date] — [Your Vehicle Year/Make/Model]
Dear [Adjuster Name or “Claims Department”],
1. Purpose of This Letter
1.1 I am submitting this diminished value demand arising from the truck accident on [Accident Date] at [Location] involving your insured driver/vehicle.
1.2 Although my vehicle has been repaired, it has suffered a loss of market value due to its accident history.
2. Vehicle and Accident Information
2.1 My Vehicle: [Year/Make/Model], VIN (last 6 optional): [____], mileage at time of loss: [].
2.2 Accident Date/Location: [Date] at [Location].
2.3 Police Report (If Available): [Agency + report #].
2.4 Repair Facility: [Shop name], repair invoice total: $[Amount], completed on [Date].
2.5 Damage Summary: [Brief summary of damaged areas and repairs performed].
3. Diminished Value Explanation
3.1 A repaired vehicle with an accident history typically sells for less than a comparable vehicle with a clean history.
3.2 The accident is now part of the vehicle’s history and affects resale/trade-in value, even with complete repairs.
4. Valuation Basis
4.1 Pre-Loss Market Value (Estimated): $[Amount] based on: ☐ comparable listings ☐ valuation guide ☐ appraisal ☐ other.
4.2 Post-Repair Market Value (Estimated): $[Amount] based on: ☐ comparable listings (with accident history) ☐ dealer trade-in quotes ☐ appraisal ☐ other.
4.3 Diminished Value Amount Claimed: $[DV Amount]
4.4 Support Provided (Select All That Apply):
☐ Independent diminished value appraisal
☐ Comparable listings (clean vs accident history)
☐ Dealer trade-in offers
☐ Vehicle history report
☐ Repair invoice and photos
☐ Other: [List]
5. Demand and Deadline
5.1 I demand payment of $[DV Amount] for diminished value.
5.2 Please respond in writing by [Deadline Date].
5.3 If you dispute this claim, please provide your written basis and any valuation method you used.
6. Attachments
6.1 ☐ Repair invoice(s)
6.2 ☐ Photos of damage/repairs
6.3 ☐ Vehicle history report
6.4 ☐ DV appraisal (if any)
6.5 ☐ Comparable listings and valuation support
6.6 ☐ Proof of ownership/registration (if needed)
6.7 ☐ Other: [List]
Sincerely,
[Your Full Name]
Signatures
Signature: ___________________________
Printed Name: [Your Full Name]
Date: [Date]
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Learn more about
Truck Accident Diminished Value Demand Letter Template
Click below for detailed info on the template.
For quick answers, scroll below to see the FAQ.
Click below for detailed info on the template.
For quick answers, scroll below to see the FAQ.
TRUCK ACCIDENT DIMINISHED VALUE DEMAND LETTER TEMPLATE FAQ
What is diminished value?
Diminished value is the reduction in a vehicle’s market value after it has been damaged and repaired. Even with quality repairs, many buyers pay less for a vehicle with an accident history. A diminished value demand asks the at-fault party’s insurer to compensate you for that loss.
When should you send a diminished value demand?
Typically after repairs are completed and you have final repair invoices. You should also gather comparable vehicle listings and/or a diminished value appraisal to support your claim. This template includes a section to explain your valuation method.
How do you prove diminished value?
Common support includes: repair invoices, photos, vehicle history report, comparable listings for similar vehicles with and without accident history, and an appraisal. This template includes an attachments checklist.
Will insurers pay diminished value?
It depends on the state, policy, and facts. Some insurers dispute DV claims or require strong documentation. This letter is a demand and does not guarantee payment.
Do you include injury claims?
Usually DV demands are separate from injury claims. Keep the letter focused on vehicle value unless you are instructed otherwise.
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