ACH REVOCATION LETTER / STOP ACH AUTHORIZATION LETTER TEMPLATE FAQ

What is an ACH revocation letter?

An ACH Revocation Letter is a written notice to a merchant or payee that you are revoking authorization for them to debit your bank account via ACH. It’s commonly used to stop recurring debits for subscriptions, memberships, or services.

Should you notify your bank too?

Often yes. In many cases, you should send the revocation to the merchant and also contact your bank to place a stop payment order if needed. This template focuses on the notice to the merchant/payee, not the bank process.

What information should be included?

Include: your name, account or customer ID, the bank account (use last 4 digits only), the authorization you are revoking, and the effective date. This template also includes a request for written confirmation.

How should you send it?

Use a method that creates a record — email plus certified mail is common. This template includes a delivery method line and a request for confirmation.

What if they keep debiting your account?

If debits continue after revocation, contact your bank promptly and dispute unauthorized transfers according to your bank’s procedures. Keep proof of your revocation letter and delivery.

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