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Truck Accident Property Damage Demand Letter Template

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Truck Accident Property Damage Demand Letter Template

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Truck Accident Property Damage Demand Letter Template


Date: [Date]

Sent Via: ☐ Email ☐ Certified mail ☐ Online portal ☐ Other: [Method]
Claim Number (If Known): [Claim #]
Policy Number (If Known): [Policy #]

To (Insurance Company / Claims Adjuster):
[Insurance Company Name]
Attn: [Adjuster Name / Claims Department]
[Address]
[Email/Phone]

Additional Recipient (Optional):
[Trucking Company Name]
Attn: [Safety/Claims Contact]
[Address]
[Email/Phone]

From (Claimant/Vehicle Owner): [Your Full Name]
Address: [Your Address]
Phone/Email: [Phone] / [Email]

Re: Property Damage Demand — Truck Accident on [Accident Date] at [Location]

Dear [Adjuster Name or “Claims Department”],


1. Purpose of This Letter

1.1 I am submitting this property damage demand for the truck accident on [Accident Date] at [Location] involving your insured driver/vehicle.


2. Accident Summary and Liability

2.1 Date/Time: [Date/Time]
2.2 Location: [Street/City/State]
2.3 Vehicles:

  • My vehicle: [Year/Make/Model], VIN (last 6 optional): [______]

  • Truck: [Company], unit/plate #: [__] (if known)

2.4 Liability Summary (Brief): The truck driver is responsible because: [Unsafe lane change/failure to yield/rear-end/etc.].
2.5 Police Report (If Available): [Agency + report #] (attached if available).


3. Property Damage and Related Costs

3.1 Repair Estimate / Total Loss (Select One):
☐ Repair estimate: $[Amount] from [Shop] dated [Date]
☐ Total loss valuation: $[Amount] from [Insurer/Valuation] dated [Date]

3.2 Towing: $[Amount] (invoice attached).
3.3 Storage Fees: $[Amount] (dates: []).
3.4 Rental Car / Loss of Use: $[Amount] (dates: [
]).
3.5 Other Out-of-Pocket Costs: $[Amount] (list: [__]).
3.6 Diminished Value (Optional): $[Amount] (basis: [DV estimate/comparable sales], if applicable).

3.7 Total Property Damage Demand: $[Total Demand]


4. Settlement Demand and Payment Instructions

4.1 I demand payment of $[Total Demand] to resolve this property damage claim.
4.2 Payment should be made payable to: [Name] and sent to: [Address] (or payment instructions: [__]).


5. Deadline and Response

5.1 Please respond in writing by [Deadline Date].
5.2 If you need any additional documentation, please list it in writing before the deadline.


6. Attachments

6.1 ☐ Police report
6.2 ☐ Photos of damage
6.3 ☐ Repair estimate or total loss valuation
6.4 ☐ Towing and storage invoices
6.5 ☐ Rental receipts
6.6 ☐ Proof of ownership/registration (if needed)
6.7 ☐ Other: [List]

Sincerely,
[Your Full Name]


Signatures

Signature: ___________________________
Printed Name: [Your Full Name]
Date: [Date]

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Truck Accident Property Damage Demand Letter Template

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For quick answers, scroll below to see the FAQ.

Click below for detailed info on the template.
For quick answers, scroll below to see the FAQ.

TRUCK ACCIDENT PROPERTY DAMAGE DEMAND LETTER TEMPLATE FAQ


What is a property damage demand letter after a truck accident?

A property damage demand letter is a written request for reimbursement of vehicle damage and related costs (towing, storage, rental car, diminished value) sent to the at-fault party’s insurer or trucking company. It summarizes the accident, explains liability, and lists the costs with supporting documents.


What should you include?

Include: accident date/location, vehicles involved, claim number, repair estimate or total loss valuation, towing/storage bills, rental receipts, and photos. This template includes an itemized damages section you can fill in.


Do you need to include injury information?

Not necessarily. If you are sending a property-only demand, keep it focused on property damage and expenses. If there are injury claims, those are often handled separately.


Should you mention diminished value?

You can, especially if the vehicle is newer or was in excellent condition before the crash. Some insurers dispute it. This template includes an optional diminished value section.


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