New York Vehicle Bill of Sale (MV-912): Free Template and Title Transfer Rules

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Vehicle Bill of Sale (New York)

This Vehicle Bill of Sale (“Agreement”) is made on [Date] in the State of New York by and between:

Seller:
[Full Legal Name(s), as shown on the title]
[Street Address]
[City, State, ZIP]

Buyer:
[Full Legal Name(s)]
[Street Address]
[City, State, ZIP]

New York’s Vehicle Bill of Sale, form MV-912, reads: “I, [Seller], of [address], in consideration of $[amount], do hereby sell, transfer and convey to [Buyer], of [address], the following vehicle”, followed by the description, terms and conditions, and the names, signatures and dates of seller and buyer. This template carries the same statement and details.

Price, Method, and Receipt

In consideration of $[Amount] (enter $0 and mark “gift” if the Vehicle is a gift), Seller sells, transfers and conveys the Vehicle to Buyer. Payment method: [Cash / Cashier’s check / Bank transfer / Financing]. Date of payment: [Date of Payment]. Seller acknowledges receipt in full, inclusive of any prior deposit of $[Deposit or “None”]. Value of any property given, traded or swapped, or services performed instead of cash: $[Amount or “None”]. The total is the purchase price both Parties report on form DTF-802. Relationship of Buyer to Seller: [None / Spouse / Parent / Child / Stepparent / Stepchild / Other].

Delivery / Transfer Timing

Delivery occurs at [Location] on [Delivery Date/Time]. From delivery forward, Buyer bears risk of loss and responsibility for operation. Seller keeps the license plates and registration: they are surrendered to the DMV or transferred to another vehicle Seller owns, and do not go with the Vehicle. Buyer registers the Vehicle and receives plates before driving it.

Vehicle Identification Details

Description of Vehicle:
Vehicle Identification Number: [VIN]
Year: [Year]
Make: [Make]
Model: [Model]
Body Type: [Body Type]
Color: [Color]
New York title number: [Title Number]
Title brand, if any: [None / Salvage / Rebuilt Salvage / Flood / other, as shown on the title]
Lienholder, if any: [Name, or “None”]

Odometer Statement

At the time of transfer the odometer shows [Mileage] miles (no tenths). Indicate one:
☐ Actual mileage ☐ Not the actual mileage, WARNING – ODOMETER DISCREPANCY ☐ Mileage in excess of the odometer mechanical limits

Federal law requires the seller to state the mileage in connection with the transfer of ownership, and New York records it in the transfer section on the back of the title. Providing a false statement may result in fines and/or imprisonment.

Title, Liens, and Payoff

Seller warrants title and states the Vehicle is free of liens except: [Lienholder name and address, or “None”]. Seller completes and signs the transfer of ownership section of the New York Certificate of Title and delivers it to Buyer together with this bill of sale. A registration or title cannot simply be changed into another person’s name; ownership passes only by this transfer. Any listed lien will be released upon payoff and the release evidence delivered within [X] business days after funds clear.

Taxes, Registration, and Fees

Buyer will register and title the Vehicle at a New York DMV office, within 180 days of the effective date on Buyer’s insurance ID card, presenting the signed title, the original of this bill of sale, form DTF-802 completed by both Parties, proof of New York insurance and the Vehicle Registration/Title Application (MV-82). Buyer pays sales tax at the rate for Buyer’s place of residence (or shows an exemption), the $50 title certificate fee, and registration, plate and any regional supplemental fees. If the Vehicle is a gift to, or sold below fair market value to, a person other than a spouse, parent, child, stepparent or stepchild, Seller completes Section 6 of DTF-802.

Condition and Inspection Acknowledgment

Buyer confirms a chance to inspect and test-drive the Vehicle and accepts it AS-IS, with all faults, unless a written warranty is attached. Promised items after closing: [List or “None”]. Buyer has had the opportunity to check the VIN in the National Insurance Crime Bureau’s VINCheck for flood damage or theft. Buyer understands that the Vehicle must pass a New York State inspection within the 10-day extension issued at registration; an inspection issued to Seller is not valid for Buyer.

Terms and Conditions

[Any additional terms, e.g., included accessories, known defects, spare keys, delivery of service records, or “None”]

Optional Notary Acknowledgment

New York does not require MV-912, a vehicle bill of sale or the title transfer to be notarized. The Parties may nonetheless have this Agreement acknowledged:
State of New York, County of [County]. On [Date] before me personally appeared [Names], known to me or proved on the basis of satisfactory evidence.
Notary Public Signature: ____________________ Commission expires: [Date]

Governing Law / Venue

This Agreement is governed by the laws of the State of New York. Venue lies in [County] County, New York.

Entire Agreement; Changes

This Agreement supersedes all prior communications. Revisions must be signed by both Parties. The original goes to the DMV with Buyer’s registration; each Party keeps a photocopy.

New York Filing Checklist

What the DMV needs. Proof of ownership (the title, with the transfer section completed and signed by the seller) and proof of sale (the bill of sale, MV-912 or equivalent, signed by seller and buyer, even for a gift). The buyer hands the original bill of sale to the DMV.

An acceptable bill of sale shows the year and make, the VIN, the date of sale, the purchase price, and the names and signatures of buyer and seller. For a gift, write “gift” and a price of $0.

Seller, at and after the sale:

  • Complete and sign the transfer section of the title, with the odometer reading

  • Sign the bill of sale (MV-912) and give the buyer the original; keep a photocopy

  • Complete your part of DTF-802, and Section 6 if it is a gift or a below-value sale to anyone other than a spouse, parent, child, stepparent or stepchild

  • Remove the plates; transfer them to another vehicle you own or surrender them with form PD-7 before cancelling the insurance

Buyer, at a DMV office. Bring:

  • The signed title (or transferable registration for vehicles without a title)

  • The original bill of sale

  • DTF-802, completed by you and the seller

  • Proof of New York insurance (register within 180 days of the insurance card’s effective date)

  • MV-82, Vehicle Registration/Title Application, and proof of identity

  • Payment: sales tax at your local rate, $50 title fee, registration and plate fees, regional supplemental fees where they apply

After registration. You receive plates, a registration and a 10-day inspection extension; get the car inspected before it runs out. The title certificate arrives by mail within 90 days.

Sales tax. Collected by the DMV at the rate for the buyer’s place of residence, with a sales tax receipt even when exempt. Gifts and purchases from a spouse, parent, child, stepparent or stepchild are exempt on DTF-802. Willfully issuing a false statement on DTF-802 to evade tax is a misdemeanor.

Sources: New York DMV, “Buy, Sell, or Transfer Vehicle Ownership”, “Register and Title a Vehicle”, “Sales Tax Information”, “Surrender Your Vehicle Plates and Registration”, “Certificate of Title”; forms MV-912 (Vehicle Bill of Sale, rev. 11/21), MV-82, PD-7; New York State Department of Taxation and Finance, form DTF-802 (Statement of Transaction – Sale or Gift of Motor Vehicle). Verified 28 September 2026.

Signatures

Seller’s Name: _____________________________
Seller’s Signature: _______________________ Date: __________

Buyer’s Name: _____________________________
Buyer’s Signature: ________________________ Date: __________

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New York Vehicle Bill of Sale (MV-912): Free Template and Title Transfer Rules

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Frequently asked · New York private vehicle sales

Vehicle Bill of Sale (New York) · MV-912 signed by both, DTF-802 sales tax, $50 title, plates stay with the seller, inspection in 10 days

Eight questions to settle before you sign a New York vehicle bill of sale. New York is unusual in three ways: the DMV requires a signed bill of sale from both sides even for a gift, and keeps the original; the price on it is checked against fair market value through form DTF-802, where the seller must explain a below-value sale; and the seller's plates tie back to the seller's insurance, so they have to be surrendered before the policy is cancelled.

01 Basics

What is a New York vehicle bill of sale, and what is form MV-912?

New York's proof of sale for a private transaction is the Vehicle Bill of Sale, form MV-912 (rev. 11/21): "I, [seller], of [address], in consideration of $[amount], do hereby sell, transfer and convey to [buyer], of [address], the following vehicle", with the VIN, year, make and model, an optional terms and conditions box, and the names, signatures and dates of seller and buyer.

The DMV frames every sale as two proofs: proof of ownership (the title) and proof of sale (the bill of sale), which documents who sold and bought the vehicle, when, and for how much (DMV, Buy, Sell, or Transfer Vehicle Ownership). A dealer uses its own Retail Certificate of Sale (MV-50) instead.

This template keeps MV-912's wording and adds what a private sale should also pin down: payment method, delivery, the odometer statement, the plates, the lien payoff and the as-is terms.

02 Requirement

Is a bill of sale required for a private car sale in New York?

Yes. The DMV's rule: the seller must complete and sign the transfer section of the title and sign a Vehicle Bill of Sale (MV-912), even if it is a gift; the buyer must sign the bill of sale too. The new owner gives the original bill of sale to the DMV with the other proofs of ownership.

  • MV-912 or equivalent. The DMV accepts any bill of sale with the year and make, the VIN, the date of sale, the purchase price, and the names and signatures of buyer and seller.
  • Gifts too. Mark it as a gift with a price of $0, and record the gift on DTF-802.
  • No name swaps. A registration or title cannot be changed into another person's name; ownership has to be transferred.
03 Signing

Does a New York bill of sale need to be notarized?

No. MV-912 has signature and date lines for seller and buyer and no notary block, and the transfer section of the title is not notarized. Both parties may keep photocopies; the original goes to the DMV.

What does carry a legal warning is the tax form: on DTF-802 the purchaser certifies the statements are true, and willfully issuing a false or fraudulent statement to evade tax is a misdemeanor under the Tax Law. The optional notary block in this template is for parties who want an acknowledged copy.

04 Contents

What has to be on a New York vehicle bill of sale?

The DMV's list: year and make of the vehicle, the VIN, the date of sale, the purchase price, and the names and signatures of buyer and seller. MV-912 adds both parties' addresses, the model, and a terms and conditions box.

Write the price the way DTF-802 counts it: cash paid, plus the value of any property given, traded or swapped or services performed instead of cash. Record the relationship if the buyer is the seller's spouse, parent, child, stepparent or stepchild, because that makes the transfer tax-exempt and changes whether the seller must complete Section 6.

05 Ownership

Bill of sale versus title: which one transfers the car in New York?

Both are needed. The title, with the seller's transfer section completed, is the proof of ownership; the bill of sale is the proof of sale. The DMV registers and titles the car in the buyer's name only when it has both, and mails the new title certificate within 90 days.

Vehicles without a title, such as some older models, transfer on a signed-over transferable registration instead; the DMV lists acceptable proofs of ownership for those cases. Before paying, the DMV suggests checking the VIN in the National Insurance Crime Bureau VINCheck for flood damage or theft.

06 Tax

How is sales tax paid on a private car sale in New York, and what does DTF-802 do?

Buyer and seller both complete the Statement of Transaction, DTF-802. The buyer brings it to the DMV, which calculates and collects the sales tax at the rate of the buyer's place of residence and issues a sales tax receipt, even when the transfer is exempt (DMV, Sales Tax Information).

  • Exempt: a gift or purchase of a motor vehicle from a spouse, parent, child, stepparent or stepchild.
  • Section 6, by the seller: required when the car is a gift to anyone else, or is sold below fair market value to anyone else. Without Section 6, the buyer must have a bill of sale signed by the seller.
  • Price counted: cash plus the value of property traded or services given in place of cash.
  • Other forms: DTF-803 for other exemptions (such as non-residents), DTF-804 for credit for tax paid in another state.

On top of the tax: the $50 title certificate fee, the registration and plate fees, and a regional supplemental fee in the Metropolitan Commuter Transportation District counties.

07 Deadlines

What has to happen after a private car sale in New York?

The buyer registers at a DMV office and gets the car inspected within 10 days of registration. The seller keeps the plates and surrenders them before cancelling the car's insurance.

  • Buyer, registration: within 180 days of the effective date on the New York insurance ID card, with the signed title, the original bill of sale, DTF-802, MV-82 and ID (DMV, Register and Title a Vehicle).
  • Buyer, 10 days after registering: New York State inspection before the extension sticker expires; an inspection issued to the previous owner is not valid for you.
  • Buyer, before driving: the car has no plates once the seller removes theirs; register first.
  • Seller, plates: transfer them to another vehicle you own, or surrender them with form PD-7 ($1 at a county office) and keep the FS-6T receipt.
  • Seller, insurance: surrender the plates before cancelling liability coverage, or the DMV suspends the registration and can suspend your driver license (DMV, Surrender Your Plates).
08 Mistakes

What are the most common mistakes on a New York bill of sale?

A bill of sale only the seller signed, a gift with no bill of sale, a below-value sale without Section 6, and insurance cancelled before the plates went back.

  • One signature. Both seller and buyer sign MV-912.
  • "It's a gift, we don't need one." The DMV requires the bill of sale even for gifts: $0 price, marked as a gift.
  • Low price, no Section 6. A below-value sale to anyone outside the spouse/parent/child/stepparent/stepchild circle needs the seller's Section 6 on DTF-802.
  • Copy instead of original. The DMV keeps the original; copies are for the parties.
  • Insurance cancelled first. Surrender plates, then cancel; otherwise suspension.
  • Relying on the old inspection. The new registrant needs a new one within 10 days.
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