Illinois Vehicle Bill of Sale: Free Template, RUT-50 Tax and Title Transfer Rules

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Vehicle Bill of Sale (Illinois)

This Vehicle Bill of Sale (“Agreement”) is made on [Date] in the State of Illinois by and between:

Seller (Current Owner):
[Full Legal Name(s) of all owners on the title]
[Mailing Address]
[City, State, ZIP]
Co-Seller (if any): [Full Legal Name], [Mailing Address]

Buyer (New Owner):
[Full Legal Name(s): first, middle, last, Jr./Sr. if any]
[Mailing Address]
[City, State, ZIP]
Co-Buyer (if any): [Full Legal Name], [Mailing Address]

The Illinois title requires the signed and printed names of all sellers and all buyers, and Form RUT-50 records the buyer’s name and address and the seller’s name and address. Keep the same details here so this document backs up both.

Price, Method, and Receipt

The Parties fix the sale payment amount at $[Amount]. Payment method: [Cash / Cashier’s check / Bank transfer / Financing]. Date of payment: [Date of Payment]. Seller acknowledges receipt in full, inclusive of any prior deposit of $[Deposit or “None”]. This is the purchase price Buyer reports on Form RUT-50; the value of any property or services given counts as part of the price, and no trade-in allowance is deducted. Relationship of Buyer to Seller, if a family transfer: [Spouse / Parent / Brother / Sister / Child / None].

Delivery / Transfer Timing

Delivery occurs at [Location] on [Delivery Date/Time]. From delivery forward, Buyer bears risk of loss and responsibility for operation. Seller removes the license plates before delivering the Vehicle: in Illinois the plates belong to the registered owner, not the vehicle. Buyer registers the Vehicle, or transfers Buyer’s own plates to it, before driving it.

Vehicle Identification Details

Vehicle Identification:
VIN: [VIN]
Year: [Year]
Make: [Make]
Model: [Model]
Body Type: [Body Type]
Illinois title number: [Title Number]
Title brand, if any: [None / Salvage / Rebuilt / Flood / other, as shown on the title]
Current lienholder, if any: [Name, or “None”]

Odometer Statement

At the time of transfer the odometer shows [Mileage] miles (no tenths). Indicate one:
☐ Actual mileage ☐ Not the actual mileage, WARNING – ODOMETER DISCREPANCY ☐ Mileage in excess of the odometer mechanical limits ☐ Exempt (model year 2010 or older, or a 2011-or-newer vehicle 20 or more model years old)

For every transfer of a model year 2011 or newer vehicle during its first 20 model years, federal and state law require the title to show the signed and printed names of all sellers and buyers certifying the odometer reading. A model year 2010 or older vehicle is exempt (49 CFR 580.17), and the seller checks “Exempt” on the title. The same reading goes on Form RUT-50 and on the Application for Vehicle Transaction (VSD 190). Providing a false statement may result in fines and/or imprisonment.

Title, Liens, and Payoff

Seller warrants title and states the Vehicle is free of liens except: [Lienholder name and address, or “None”]. At delivery Seller executes the assignment and warranty of title on the certificate of title and delivers it to Buyer (625 ILCS 5/3-112(a)). A lienholder in possession of the title delivers it, on request, for the transfer. Any listed lien will be released upon payoff and the release evidence delivered within [X] business days after funds clear.

Taxes, Registration, and Fees

Buyer will apply for a new certificate of title within 20 days after delivery of the Vehicle and the assigned title (625 ILCS 5/3-112(b)), on Form VSD 190 at a Secretary of State facility or by mail, paying all applicable title, registration and license plate fees, including the title fee and, for plates, the registration fee. Buyer files Form RUT-50 and pays the private party vehicle use tax within 30 days of acquiring the Vehicle, submitting the RUT-50 with the title application, plus any Chicago or Cook County private party vehicle use tax for Buyer’s address. Buyer carries liability insurance of at least $25,000/$50,000/$20,000.

Condition and Inspection Acknowledgment

Buyer confirms a chance to inspect and test-drive the Vehicle and accepts it AS-IS, with all faults, unless a written warranty is attached. Promised items after closing: [List or “None”]. Illinois has no periodic safety inspection for passenger cars. In the Chicago and Metro-East areas most 1996 and newer gasoline vehicles are tested for emissions every two years once they are four years old; the Secretary of State urges buyers to check the vehicle’s history by VIN before buying.

Optional Notary Acknowledgment

Illinois does not require a vehicle bill of sale or the title to be notarized. The Parties may nonetheless have this Agreement acknowledged:
State of Illinois, County of [County]. Signed and acknowledged before me on [Date] by [Names].
Notary Public Signature: ____________________ My commission expires: [Date]

Governing Law / Venue

This Agreement is governed by the laws of the State of Illinois. Venue lies in [County] County, Illinois.

Entire Agreement; Changes

This Agreement supersedes all prior communications. Revisions must be signed by both Parties. Do not alter a signed copy; prepare a clean one and sign it again.

Illinois Filing Checklist

Reference information for the parties. It is not part of this agreement and does not bind either party.

Which document transfers ownership. The Illinois certificate of title, assigned by the seller at delivery (625 ILCS 5/3-112(a)). As between the parties a transfer is not effective until the title steps are complied with, but a seller who has delivered the vehicle and done their part is not liable as owner for damages afterwards (3-112(e)).

No notary. The Secretary of State confirms that the Illinois title does not need to be notarized. Every seller and every buyer signs and prints their name on it.

Seller, at and after the sale:

  • Sign and date the Assignment of Title with all sellers’ names, the buyer’s name and the odometer certification (check “Exempt” for a model year 2010 or older vehicle)

  • Give the buyer the title at delivery, any lien release, and this bill of sale

  • Remove the license plates before delivery; they belong to you

  • File a Seller’s Report of Sale (VSD 703) to release your responsibility for the vehicle

Buyer, within 20 days, at a Secretary of State facility or by mail. Bring:

  • The assigned Illinois title

  • Application for Vehicle Transaction(s), VSD 190 (can be prepared online through Electronic Registration and Title)

  • Form RUT-50 with the tax, and this bill of sale to support the price

  • Proof of insurance

  • Payment: $165 title fee, $151 registration for standard plates (or a plate transfer if you bring your own)

Tax (Form RUT-50, due within 30 days). Price under $15,000: by vehicle age, $465 (1 year or less), $365 (2), $290 (3), $240 (4), $190 (5), $165 (6), $155 (7), $140 (8), $125 (9), $115 (10), $100 (11 or more). Price $15,000 or more: $850 ($15,000–$19,999.99), $1,100 (to $24,999.99), $1,350 (to $29,999.99), $1,600 (to $49,999.99), $2,600 (to $99,999.99), $5,100 (to $999,999.99), $10,100 ($1,000,000 or more). Family transfer from a spouse, parent, brother, sister or child: $15. Gifts and even trades: fair market value applies. Chicago adds $80, $65 or $50 by age (nothing at 15 years or older); Cook County adds $225, $175 or $90.

Emissions. Chicago and Metro-East areas only: most 1996 and newer gasoline vehicles, once four years old, every two years (odd model years in odd years, even in even years).

Sources: 625 ILCS 5/3-112 (assignment at delivery, 20 days, liability after delivery); Illinois Secretary of State, “Apply for Registration and Title”, Vehicle Services FAQ (title not notarized; $165 title, $151 registration; 25/50/20 insurance), “Buying or Selling a Vehicle” (DOP 141), forms VSD 190 and VSD 703; Illinois Department of Revenue, Form RUT-50 instructions and RUT-6 local tax guide; Illinois EPA, Vehicle Emissions Testing Program. Verified 28 September 2026.

Signatures

Seller’s Signature: _______________________ Date: __________
Printed Name: _____________________________

Co-Seller’s Signature (all owners on the title): _______________________ Date: __________
Printed Name: _____________________________

Buyer’s Signature: ________________________ Date: __________
Printed Name: _____________________________

Co-Buyer’s Signature (if any): ________________________ Date: __________
Printed Name: _____________________________

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Illinois Vehicle Bill of Sale: Free Template, RUT-50 Tax and Title Transfer Rules

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Frequently asked · Illinois private vehicle sales

Vehicle Bill of Sale (Illinois) · assignment of title, VSD 190 in 20 days, RUT-50 tax by age or price, plates stay with the seller

Eight questions to settle before you sign an Illinois vehicle bill of sale. Illinois is unusual in three ways: the tax on a private sale under $15,000 is a flat amount set by the car's age, not a percentage of the price; a transfer within the immediate family costs $15; and the plates belong to the seller, so the car leaves without them.

01 Basics

What is an Illinois vehicle bill of sale, and is there a state form?

The Illinois Secretary of State publishes no bill of sale form for private car sales. The documents the state uses are the certificate of title, assigned by the seller; the buyer's Application for Vehicle Transaction(s), VSD 190; and the Department of Revenue's Form RUT-50, Private Party Vehicle Use Tax Transaction. A bill of sale is the private record that ties them together.

The Department of Revenue explains that the "purchase price" on RUT-50 is the value given for the vehicle, whether money, credit, property or services, and suggests attaching a copy of the bill of sale (RUT-50 instructions). This template records that price, the payment method, the family relationship where the $15 rate applies, the plates, the odometer reading and the as-is terms.

02 Requirement

Is a bill of sale required for a private car sale in Illinois?

No. The buyer titles the car on the assigned title, VSD 190, RUT-50 and the fees. The Secretary of State's checklist does not include a bill of sale. It is worth signing anyway because the RUT-50 tax is computed from the price, and a bill of sale is the evidence of that price.

  • Title assignment is the transfer. At delivery the owner executes to the buyer an assignment and warranty of title on the certificate (625 ILCS 5/3-112(a)).
  • Every name on it. Federal and state law require the title to show the signed and printed names of all sellers and buyers with the odometer certification (SOS FAQ). The odometer disclosure applies to a model year 2011 or newer vehicle during its first 20 model years; a model year 2010 or older vehicle is exempt (49 CFR 580.17), and the seller checks "Exempt" on the title.
  • Seller's record. The date of delivery on a bill of sale is also what the seller reports on the Seller's Report of Sale.
03 Signing

Does an Illinois bill of sale need to be notarized?

No. The Secretary of State's answer to "Is the Illinois title required to be notarized?" is a single word: no. Neither the title assignment, VSD 190 nor a bill of sale is notarized in a private sale.

What the Secretary of State checks instead is that names and signatures match: with two or more owners, all signatures must be on the application; a Jr. or Sr. must be shown both at the top and in the signature area; and when plates are being transferred, both the new and old vehicle information must be on VSD 190 (SOS, Apply for Registration and Title).

04 Contents

What has to be on an Illinois vehicle bill of sale?

What RUT-50 and the title ask for: the buyer's and seller's names and addresses, the purchase price, the odometer reading, the VIN, year, make and model, and the date of sale. Add the relationship if the buyer is the seller's spouse, parent, brother, sister or child, because that changes the tax to $15.

Write the full price. Illinois counts property and services given as part of the price, does not deduct trade-ins between private parties, and uses fair market value when there is no stated price, as with a gift or an even trade.

05 Ownership

Bill of sale versus title: which one transfers the car in Illinois?

The title. Under 625 ILCS 5/3-112(e), as between the parties a transfer is not effective until the title steps have been completed. But a seller who has delivered the vehicle and done their part is not liable as owner for damages that result from its later operation.

A lienholder holding the title must, on request, either deliver it to the buyer or forward the assignment and application to the Secretary of State (3-112(c)). The Secretary of State also urges buyers to research the vehicle's history by VIN in a national database before paying (SOS, DOP 141).

06 Tax

How much is the tax on a private car sale in Illinois, and what fees does the buyer pay?

Private party vehicle use tax, on Form RUT-50. Under $15,000 it is a flat amount by the vehicle's age; from $15,000 it is a flat amount by price band (RUT-50 instructions).

  • Under $15,000 (Table A, by age): $465 (1 year or less), $365 (2), $290 (3), $240 (4), $190 (5), $165 (6), $155 (7), $140 (8), $125 (9), $115 (10), $100 (11 or more).
  • $15,000 and up (Table B, by price): $850 to $19,999.99; $1,100 to $24,999.99; $1,350 to $29,999.99; $1,600 to $49,999.99; $2,600 to $99,999.99; $5,100 to $999,999.99; $10,100 at $1,000,000 or more.
  • Family transfer: $15 from a spouse (including a civil union partner), parent, brother, sister or child.
  • Local taxes: Chicago $80, $65 or $50 by age (none at 15 years or older); Cook County $225, $175 or $90.
  • Secretary of State fees: $165 title and $151 registration, $316 for a standard vehicle (SOS Vehicle Services FAQ).

The tax payment goes to the Secretary of State with the title application, not to the Department of Revenue.

07 Deadlines

What are the deadlines after a private car sale in Illinois?

Buyer: title application within 20 days after delivery of the vehicle and the assigned title; RUT-50 within 30 days of acquiring the vehicle. Seller: plates off before delivery.

  • Buyer, 20 days (625 ILCS 5/3-112(b)): VSD 190 with the assigned title at a Secretary of State facility or by mail.
  • Buyer, 30 days: RUT-50 filed and tax paid; late filing and late payment penalties apply after that.
  • Buyer, before driving: plates in your name, or your own plates transferred, and liability insurance of at least $25,000 per person, $50,000 per accident and $20,000 property damage.
  • Buyer, emissions areas: in the Chicago and Metro-East areas most 1996 and newer gasoline vehicles are tested every two years once four years old (Illinois EPA).
  • Seller, at delivery: remove the plates; give the buyer the signed title. File a Seller's Report of Sale to release your responsibility.
08 Mistakes

What are the most common mistakes on an Illinois bill of sale?

Plates left on the car, a co-owner missing from the title, a tax computed as a percentage when Illinois uses tables, and a family relationship not written down.

  • Plates on the car. They belong to the seller. Leave them and you keep the exposure.
  • Missing names. All sellers and buyers sign and print their names on the title, with the odometer certification.
  • Wrong tax math. Under $15,000 the tax depends on age, not price; check Table A before budgeting.
  • Family rate not claimed. A sale from a parent, spouse, sibling or child is $15; record the relationship.
  • RUT-50 sent to Revenue. It goes to the Secretary of State with the title application.
  • Waiting past 20 days. The statute says "promptly and within 20 days"; the tax clock is 30.
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