Security Freeze Request Letter Template

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[Your Full Name]

[Your Current Address]

[City, State, ZIP Code]

[Email Address]

[Phone Number]

Date: [Date]

To: [Consumer Reporting Agency Name]

[Agency Address]

[City, State, ZIP Code]

Subject: Request to Place Security Freeze on Credit File

Dear [Agency Name or Consumer Assistance Department],

1. Request for Security Freeze

I am writing to request that you place a security freeze on my credit file as soon as possible.

This request is being made to help protect my personal information and to restrict unauthorized access to my credit report.

2. Consumer Identification Information

Please use the following information to identify my file:

Full Legal Name: [Full Name]
Date of Birth: [Date of Birth]
Social Security Number: [Full SSN or Last Four Digits, if appropriate]
Current Address: [Current Address]
Previous Address(es) for the Past Two Years, if applicable: [Previous Address(es)]

Full Legal Name: [Full Name]

Date of Birth: [Date of Birth]

Social Security Number: [Full SSN or Last Four Digits, if appropriate]

Current Address: [Current Address]

Previous Address(es) for the Past Two Years, if applicable: [Previous Address(es)]

3. Reason for Request

I am requesting this security freeze because: [General precaution / suspected fraud / identity theft concern / data breach / other].

If relevant, additional details are as follows: [Optional Details].

4. Supporting Documents

I am enclosing copies of documents to help verify my identity and address, as requested or required by your procedures.

Enclosures may include:

☐ Government-issued photo identification
☐ Utility bill or bank statement
☐ Proof of current mailing address
☐ Other: [Describe]

☐ Government-issued photo identification

☐ Utility bill or bank statement

☐ Proof of current mailing address

☐ Other: [Describe]

5. Confirmation Request

Please send me written confirmation once the security freeze has been placed on my credit file.

Please also provide any instructions or reference information I may need in the future to temporarily lift or remove the freeze.

6. Delivery and Contact Information

If you need additional information to process this request, please contact me at:

Phone: [Phone Number]

Email: [Email Address]

Mailing Address: [Mailing Address]

Thank you for your attention to this matter.

7. Signatures

Sincerely,

Signature: __________________________

Name: [Your Full Name]

Date: [Date]

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Security Freeze Request Letter Template

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Security Freeze Request Letter Template — quick answers

Reviewed July 2026 Free download, PDF & DOCX

What is a security freeze request letter?

A security freeze request letter is a written request sent to a consumer reporting agency asking it to place a security freeze, also called a credit freeze, on your credit file. A security freeze prevents prospective creditors from accessing your credit file, which can help reduce the risk of new accounts being opened in your name by an identity thief.

Why do you need a security freeze request letter?

You may need a security freeze request letter if you want to place the freeze by mail instead of online or by phone, or if a bureau specifically asks for a written request and identity documents. A freeze is free, lasts until you lift it, and does not affect your credit scores.

When should you use a security freeze request letter?

Use this letter when you want to help prevent new credit accounts from being opened in your name, especially after identity theft, suspected fraud, or a data breach. You can request a freeze at any time, and you must contact each nationwide credit reporting company separately to freeze all three major credit files.

How to write a security freeze request letter?

Start by identifying yourself clearly and stating that you are requesting a security freeze on your credit file. In mailed requests, bureaus commonly ask for identifying information such as your full name, address, Social Security number, and date of birth, along with copies of identity or address documents. It is also helpful to ask for written confirmation once the freeze is placed.

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