Affidavit of Title Template: Ownership, Lien and Status Terms

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Affidavit of Title Template

State of [State]

County of [County]

Before me, the undersigned authority, personally appeared [Affiant Full Name], who, being duly sworn, states as follows:

1. Affiant Information

Affiant Name: [Full Name]

Address: [Address]

City, State, ZIP Code: [City, State, ZIP Code]

The Affiant is:

☐ the owner of the property

☐ a seller of the property

☐ an authorized representative of the owner

☐ other: [Describe]

2. Property Information

Property Address: [Property Address]

City, State, ZIP Code: [City, State, ZIP Code]

Legal Description:

[Insert legal description]

Parcel Number, if applicable: [Parcel Number]

3. Ownership Statement

The Affiant states that the Affiant is the lawful owner of, or is authorized to make this affidavit concerning, the property described above.

The Affiant further states that the title to the property is held as follows:

[Describe ownership name(s) and manner of title, if applicable]

4. Liens and Encumbrances

The Affiant states that, except as disclosed below, there are no known liens, claims, encumbrances, security interests, judgments, or other title matters affecting the property.

Known exceptions, if any:

☐ mortgage or deed of trust

☐ tax lien

☐ judgment lien

☐ easement

☐ lease

☐ other: [Describe]

Details of known exceptions:

[Insert details or write “None”]

5. Taxes and Assessments

The Affiant states that:

☐ all property taxes and assessments are paid and current

☐ unpaid taxes or assessments exist as follows: [Describe]

☐ the Affiant has no knowledge of special assessments except as stated here: [Describe]

6. Possession and Occupancy

The Affiant states that, except as disclosed below:

no person other than the owner or authorized occupant is in possession of the property;

no party claims a right of possession or occupancy adverse to the owner;

there are no unrecorded leases, tenancies, or occupancy rights affecting the property.

Exceptions, if any:

7. Improvements and Boundary Matters

The Affiant states that, to the best of the Affiant’s knowledge:

☐ there are no boundary disputes

☐ there are no encroachments affecting the property

☐ there has been no recent work giving rise to a mechanics or materialman’s lien

☐ other title-related improvement issue exists as follows: [Describe]

Additional details, if any:

[Insert details]

8. Pending Claims or Proceedings

The Affiant states that, except as disclosed below, there are no pending lawsuits, claims, probate matters, bankruptcy matters, divorces, or other proceedings known to the Affiant that may affect title to the property.

9. Additional Title Statements

Additional title facts, disclosures, or exceptions, if any:

10. Affidavit and Certification

The Affiant makes this Affidavit of Title for the purpose of confirming the current status of title to the property described above.

The Affiant certifies that the statements made in this affidavit are true and correct to the best of the Affiant’s knowledge and belief.

11. Signature

Affiant Signature: __________________________

Name: [Affiant Full Name]

Date: [Date]

12. Notary Acknowledgment

Subscribed and sworn to before me on this [Day] of [Month], [Year], by [Affiant Full Name].

Notary Public Signature: __________________________

Name: [Notary Name]

My Commission Expires: [Date]

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Affidavit of Title Template: Ownership, Lien and Status Terms

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Affidavit of Title Template — quick answers

Reviewed July 2026 Free download, PDF & DOCX

What is an affidavit of title?

An affidavit of title is a sworn written statement made by a property owner, seller, or other title holder confirming key facts about ownership of real estate. It usually states that the signer owns the property, identifies any known liens or claims, and confirms whether there are unpaid taxes, disputes, or other title issues. It helps create a clear record of the property’s title status at the time of the transaction.

Why do you need an affidavit of title?

You need an affidavit of title to confirm important ownership and title-related facts in writing before a sale, refinance, or other real estate transaction is completed. It helps buyers, lenders, title companies, and other parties understand whether the property is subject to liens, judgments, boundary issues, or other matters that may affect title. A written affidavit also supports closing records and title review.

When should you use an affidavit of title?

Use an affidavit of title when a property owner, seller, or title holder is asked to provide a sworn statement about the status of the property title. It is commonly used before closing a real estate sale, issuing title insurance, refinancing property, or completing another transaction where ownership and title conditions must be confirmed in writing.

How to write an affidavit of title?

Start with the name of the affiant, the property address, and the legal description if available. Then state the affiant’s ownership interest and include clear statements about liens, taxes, judgments, possession, boundary issues, leases, and any known claims affecting the property. Finish with a sworn certification, signature, and notary acknowledgment so the affidavit is complete and ready to use.

Can AI Lawyer help if sellers, buyers, and title reviewers all need to review?

AI Lawyer can help by organizing the affidavit into clear sections so each reviewer can find the relevant details quickly. It can also add internal reference fields, title notes, and placeholders that make updates easier to track. A consistent structure helps reduce repeated edits and lowers the chance of missing key details like ownership names, lien disclosures, tax issues, or notary blocks before the affidavit is signed.

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