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Affidavit of Title Template: Ownership, Lien and Status Terms
AFFIDAVIT OF TITLE TEMPLATE FAQ
What is an affidavit of title?
An affidavit of title is a sworn written statement made by a property owner, seller, or other title holder confirming key facts about ownership of real estate. It usually states that the signer owns the property, identifies any known liens or claims, and confirms whether there are unpaid taxes, disputes, or other title issues. It helps create a clear record of the property’s title status at the time of the transaction.
Why do you need an affidavit of title?
You need an affidavit of title to confirm important ownership and title-related facts in writing before a sale, refinance, or other real estate transaction is completed. It helps buyers, lenders, title companies, and other parties understand whether the property is subject to liens, judgments, boundary issues, or other matters that may affect title. A written affidavit also supports closing records and title review.
When should you use an affidavit of title?
Use an affidavit of title when a property owner, seller, or title holder is asked to provide a sworn statement about the status of the property title. It is commonly used before closing a real estate sale, issuing title insurance, refinancing property, or completing another transaction where ownership and title conditions must be confirmed in writing.
How to write an affidavit of title?
Start with the name of the affiant, the property address, and the legal description if available. Then state the affiant’s ownership interest and include clear statements about liens, taxes, judgments, possession, boundary issues, leases, and any known claims affecting the property. Finish with a sworn certification, signature, and notary acknowledgment so the affidavit is complete and ready to use.
Can AI Lawyer help if sellers, buyers, and title reviewers all need to review?
AI Lawyer can help by organizing the affidavit into clear sections so each reviewer can find the relevant details quickly. It can also add internal reference fields, title notes, and placeholders that make updates easier to track. A consistent structure helps reduce repeated edits and lowers the chance of missing key details like ownership names, lien disclosures, tax issues, or notary blocks before the affidavit is signed.
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