Mortgage Pre-Approval Letter (Sample) Template

[Lender Name]

[Address]

[City, State, ZIP]

[Phone] | [Email]

[Website (Optional)]

Date: [Date]

To Whom It May Concern,

1. Pre-Approval Statement

This letter confirms that [Borrower Full Name] has been pre-approved by [Lender Name] for a mortgage loan up to $[Maximum Loan Amount], subject to the conditions listed below.

2. Borrower and Loan Details (Summary)

2.1 Borrower Name(s): [Borrower Name(s)]

2.2 Loan Type: ☐ Conventional ☐ FHA ☐ VA ☐ Other: [Type]

2.3 Maximum Loan Amount: $[Amount]

2.4 Estimated Purchase Price (Optional): $[Amount]

2.5 Estimated Down Payment (Optional): $[Amount] or [__]%

2.6 Estimated Loan Term: ☐ 15-year ☐ 30-year ☐ Other: [Term]

2.7 Interest Rate (Optional). This pre-approval does not lock an interest rate unless stated in writing.

3. Conditions and Verification

This pre-approval is based on a preliminary review and is subject to:

• Verification of income, employment, assets, and credit

• Acceptable property appraisal and title review

• Satisfactory underwriting review and final loan approval

• No material change in financial condition before closing

• Compliance with lender program guidelines

Verification of income, employment, assets, and credit

Acceptable property appraisal and title review

Satisfactory underwriting review and final loan approval

No material change in financial condition before closing

Compliance with lender program guidelines

4. Expiration

This pre-approval is valid until [Expiration Date], unless extended in writing by the Lender.

5. Contact Information

If you have questions, please contact:

[Loan Officer Name]

[Title]

[Phone] | [Email]

Sincerely,

[Loan Officer Name]

[Title]

[Lender Name]

Signatures

Lender Representative: [Loan Officer Name]

Date: [Date]

Signature: ___________________________