Co-Tenancy Agreement Template: Shared Rent and Occupancy

Co-Tenancy Agreement Template: Shared Rent and Occupancy

Co-Tenancy Agreement Template: Shared Rent and Occupancy

Co-Tenancy Agreement Template: Shared Rent and Occupancy

Typical length: 4-6 pages

Length: 4-6 pages

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Co-Tenancy Agreement Template


This Co-Tenancy Agreement (“Agreement”) is entered into as of [Effective Date], by and among:

Co-Tenant 1: [Full Name], of [Address]

Co-Tenant 2: [Full Name], of [Address]

Co-Tenant 3, if applicable: [Full Name], of [Address]

Each person signing this Agreement is referred to as a “Co-Tenant,” and together they are referred to as the “Co-Tenants.”


1. Rental Property

The Co-Tenants are sharing the following rental property:

Property Address: [Rental Property Address]
Unit Number, if applicable: [Unit Number]
City, State, ZIP Code: [City, State, ZIP Code]


2. Related Lease

The Co-Tenants acknowledge that the rental property is governed by the following lease:

Landlord: [Landlord Name]
Lease Date: [Lease Date]
Lease Term: [Start Date] to [End Date]

This Agreement is intended to govern the relationship among the Co-Tenants. It does not replace the landlord’s lease and does not alter any duties owed to the landlord unless the landlord separately agrees in writing.


3. Occupancy and Room Assignment

The Co-Tenants agree that the property will be occupied as follows:

Co-Tenant 1 will occupy: [Bedroom / Area]
Co-Tenant 2 will occupy: [Bedroom / Area]
Co-Tenant 3 will occupy: [Bedroom / Area]

The following areas will be shared:

[Kitchen / Living Room / Bathroom / Storage / Parking / Other]


4. Rent Allocation

Total monthly rent under the main lease is:

[Dollar Amount]

Each Co-Tenant will pay rent as follows:

Co-Tenant 1: [Dollar Amount or Percentage]
Co-Tenant 2: [Dollar Amount or Percentage]
Co-Tenant 3: [Dollar Amount or Percentage]

Rent must be paid on or before: [Due Date]

Payment will be made:

☐ Directly to landlord
☐ To one designated Co-Tenant for payment to landlord
☐ By another method: [Describe]

If one Co-Tenant collects rent for delivery to the landlord, that person is:

[Name]


5. Security Deposit

The total security deposit for the property is:

[Dollar Amount]

Each Co-Tenant contributed the following amount toward the deposit:

Co-Tenant 1: [Dollar Amount]
Co-Tenant 2: [Dollar Amount]
Co-Tenant 3: [Dollar Amount]

Unless otherwise required by law or the main lease, any returned deposit will be distributed among the Co-Tenants based on:

☐ Original contributions
☐ Equal shares
☐ Another formula: [Describe]

Any deduction for damage, cleaning, unpaid rent, or other charges will be allocated as follows:

[Describe]


6. Utilities and Shared Expenses

The Co-Tenants agree to divide utilities and other shared household expenses as follows:

Electricity: [Allocation]
Water: [Allocation]
Gas: [Allocation]
Internet: [Allocation]
Trash: [Allocation]
Parking: [Allocation]
Other household expenses: [Describe]

Payment responsibility and due dates:

[Describe how bills will be collected, tracked, and reimbursed]


7. Household Rules

The Co-Tenants agree to the following household rules:

Quiet hours: [Time Range]
Guest policy: [Describe]
Cleaning duties: [Describe]
Smoking policy: [Allowed / Not Allowed / Restrictions]
Pet policy: [Allowed / Not Allowed / Restrictions]
Shared food or supply rules: [Describe]
Parking and storage rules: [Describe]

Additional house rules:

[Insert additional rules]


8. Maintenance and Damage

Each Co-Tenant agrees to keep the property reasonably clean and to avoid causing damage beyond normal wear and tear.

If damage is caused by one Co-Tenant or that Co-Tenant’s guest, that Co-Tenant will be responsible for the related repair or replacement cost.

If responsibility for damage cannot be clearly determined, the Co-Tenants will share the cost as follows:

[Equal shares / percentage shares / other formula]


9. Late Payment or Default

If a Co-Tenant fails to pay that Co-Tenant’s share of rent, utilities, or other agreed expenses on time, the defaulting Co-Tenant must promptly reimburse any other Co-Tenant who covers the shortage.

Late amount owed: [Describe]
Late fee between Co-Tenants, if any: [Dollar Amount or “None”]

A Co-Tenant who materially fails to meet obligations under this Agreement may be required to:

  • reimburse the other Co-Tenants for costs advanced on that person’s behalf;

  • pay any related fees, damages, or penalties caused by the default; and

  • follow any move-out or replacement process stated in this Agreement.


10. Early Move-Out

A Co-Tenant who wants to move out before the end of the lease term must give written notice to the other Co-Tenants at least [Number] days in advance.

That Co-Tenant remains responsible for obligations under this Agreement and the main lease unless:

☐ A replacement tenant is approved
☐ The landlord releases the Co-Tenant
☐ The other Co-Tenants agree otherwise in writing

The move-out Co-Tenant’s responsibilities before release include:

[Rent share / utilities / finding replacement / cleaning / other duties]


11. Replacement Co-Tenant

If a Co-Tenant leaves before the lease ends, a replacement co-tenant may be added only if:

☐ All remaining Co-Tenants approve
☐ Landlord approval is obtained if required
☐ A written amendment or new agreement is signed

The outgoing Co-Tenant’s deposit adjustment, if any, will be handled as follows:

[Describe buyout, reimbursement, or end-of-lease settlement process]


12. Shared Property and Personal Property

Items jointly purchased for the household will be treated as follows:

[Describe ownership of furniture, appliances, kitchen items, or shared supplies]

Each Co-Tenant remains the owner of that Co-Tenant’s separate personal property unless otherwise agreed in writing.


13. Notices Between Co-Tenants

Any notice required under this Agreement must be given by:

☐ Email
☐ Text message
☐ Hand delivery
☐ Another written method: [Describe]

Notice addresses or contact information:

Co-Tenant 1: [Contact Info]
Co-Tenant 2: [Contact Info]
Co-Tenant 3: [Contact Info]


14. Dispute Resolution

If a dispute arises under this Agreement, the Co-Tenants will first try in good faith to resolve it through direct discussion.

If the dispute is not resolved, the Co-Tenants agree to use:

☐ Mediation
☐ Arbitration
☐ Small claims court where allowed
☐ Another process: [Describe]


15. Governing Law

This Agreement will be governed by the laws of [State/Country], except to the extent the main lease or mandatory landlord-tenant law applies.


16. Entire Agreement

This Agreement contains the full understanding among the Co-Tenants regarding their shared use of the rental property and replaces prior oral or written discussions on that subject.

Any amendment to this Agreement must be in writing and signed by all Co-Tenants.


17. Signatures

By signing below, each Co-Tenant agrees to the terms of this Co-Tenancy Agreement.

Co-Tenant 1:

Signature: __________________________
Name: [Full Name]
Date: [Date]

Co-Tenant 2:

Signature: __________________________
Name: [Full Name]
Date: [Date]

Co-Tenant 3, if applicable:

Signature: __________________________
Name: [Full Name]
Date: [Date]

Optional Landlord Acknowledgment:

Signature: __________________________
Name: [Landlord Name]
Title, if applicable: [Title]
Date: [Date]

Co-Tenancy Agreement Template


This Co-Tenancy Agreement (“Agreement”) is entered into as of [Effective Date], by and among:

Co-Tenant 1: [Full Name], of [Address]

Co-Tenant 2: [Full Name], of [Address]

Co-Tenant 3, if applicable: [Full Name], of [Address]

Each person signing this Agreement is referred to as a “Co-Tenant,” and together they are referred to as the “Co-Tenants.”


1. Rental Property

The Co-Tenants are sharing the following rental property:

Property Address: [Rental Property Address]
Unit Number, if applicable: [Unit Number]
City, State, ZIP Code: [City, State, ZIP Code]


2. Related Lease

The Co-Tenants acknowledge that the rental property is governed by the following lease:

Landlord: [Landlord Name]
Lease Date: [Lease Date]
Lease Term: [Start Date] to [End Date]

This Agreement is intended to govern the relationship among the Co-Tenants. It does not replace the landlord’s lease and does not alter any duties owed to the landlord unless the landlord separately agrees in writing.


3. Occupancy and Room Assignment

The Co-Tenants agree that the property will be occupied as follows:

Co-Tenant 1 will occupy: [Bedroom / Area]
Co-Tenant 2 will occupy: [Bedroom / Area]
Co-Tenant 3 will occupy: [Bedroom / Area]

The following areas will be shared:

[Kitchen / Living Room / Bathroom / Storage / Parking / Other]


4. Rent Allocation

Total monthly rent under the main lease is:

[Dollar Amount]

Each Co-Tenant will pay rent as follows:

Co-Tenant 1: [Dollar Amount or Percentage]
Co-Tenant 2: [Dollar Amount or Percentage]
Co-Tenant 3: [Dollar Amount or Percentage]

Rent must be paid on or before: [Due Date]

Payment will be made:

☐ Directly to landlord
☐ To one designated Co-Tenant for payment to landlord
☐ By another method: [Describe]

If one Co-Tenant collects rent for delivery to the landlord, that person is:

[Name]


5. Security Deposit

The total security deposit for the property is:

[Dollar Amount]

Each Co-Tenant contributed the following amount toward the deposit:

Co-Tenant 1: [Dollar Amount]
Co-Tenant 2: [Dollar Amount]
Co-Tenant 3: [Dollar Amount]

Unless otherwise required by law or the main lease, any returned deposit will be distributed among the Co-Tenants based on:

☐ Original contributions
☐ Equal shares
☐ Another formula: [Describe]

Any deduction for damage, cleaning, unpaid rent, or other charges will be allocated as follows:

[Describe]


6. Utilities and Shared Expenses

The Co-Tenants agree to divide utilities and other shared household expenses as follows:

Electricity: [Allocation]
Water: [Allocation]
Gas: [Allocation]
Internet: [Allocation]
Trash: [Allocation]
Parking: [Allocation]
Other household expenses: [Describe]

Payment responsibility and due dates:

[Describe how bills will be collected, tracked, and reimbursed]


7. Household Rules

The Co-Tenants agree to the following household rules:

Quiet hours: [Time Range]
Guest policy: [Describe]
Cleaning duties: [Describe]
Smoking policy: [Allowed / Not Allowed / Restrictions]
Pet policy: [Allowed / Not Allowed / Restrictions]
Shared food or supply rules: [Describe]
Parking and storage rules: [Describe]

Additional house rules:

[Insert additional rules]


8. Maintenance and Damage

Each Co-Tenant agrees to keep the property reasonably clean and to avoid causing damage beyond normal wear and tear.

If damage is caused by one Co-Tenant or that Co-Tenant’s guest, that Co-Tenant will be responsible for the related repair or replacement cost.

If responsibility for damage cannot be clearly determined, the Co-Tenants will share the cost as follows:

[Equal shares / percentage shares / other formula]


9. Late Payment or Default

If a Co-Tenant fails to pay that Co-Tenant’s share of rent, utilities, or other agreed expenses on time, the defaulting Co-Tenant must promptly reimburse any other Co-Tenant who covers the shortage.

Late amount owed: [Describe]
Late fee between Co-Tenants, if any: [Dollar Amount or “None”]

A Co-Tenant who materially fails to meet obligations under this Agreement may be required to:

  • reimburse the other Co-Tenants for costs advanced on that person’s behalf;

  • pay any related fees, damages, or penalties caused by the default; and

  • follow any move-out or replacement process stated in this Agreement.


10. Early Move-Out

A Co-Tenant who wants to move out before the end of the lease term must give written notice to the other Co-Tenants at least [Number] days in advance.

That Co-Tenant remains responsible for obligations under this Agreement and the main lease unless:

☐ A replacement tenant is approved
☐ The landlord releases the Co-Tenant
☐ The other Co-Tenants agree otherwise in writing

The move-out Co-Tenant’s responsibilities before release include:

[Rent share / utilities / finding replacement / cleaning / other duties]


11. Replacement Co-Tenant

If a Co-Tenant leaves before the lease ends, a replacement co-tenant may be added only if:

☐ All remaining Co-Tenants approve
☐ Landlord approval is obtained if required
☐ A written amendment or new agreement is signed

The outgoing Co-Tenant’s deposit adjustment, if any, will be handled as follows:

[Describe buyout, reimbursement, or end-of-lease settlement process]


12. Shared Property and Personal Property

Items jointly purchased for the household will be treated as follows:

[Describe ownership of furniture, appliances, kitchen items, or shared supplies]

Each Co-Tenant remains the owner of that Co-Tenant’s separate personal property unless otherwise agreed in writing.


13. Notices Between Co-Tenants

Any notice required under this Agreement must be given by:

☐ Email
☐ Text message
☐ Hand delivery
☐ Another written method: [Describe]

Notice addresses or contact information:

Co-Tenant 1: [Contact Info]
Co-Tenant 2: [Contact Info]
Co-Tenant 3: [Contact Info]


14. Dispute Resolution

If a dispute arises under this Agreement, the Co-Tenants will first try in good faith to resolve it through direct discussion.

If the dispute is not resolved, the Co-Tenants agree to use:

☐ Mediation
☐ Arbitration
☐ Small claims court where allowed
☐ Another process: [Describe]


15. Governing Law

This Agreement will be governed by the laws of [State/Country], except to the extent the main lease or mandatory landlord-tenant law applies.


16. Entire Agreement

This Agreement contains the full understanding among the Co-Tenants regarding their shared use of the rental property and replaces prior oral or written discussions on that subject.

Any amendment to this Agreement must be in writing and signed by all Co-Tenants.


17. Signatures

By signing below, each Co-Tenant agrees to the terms of this Co-Tenancy Agreement.

Co-Tenant 1:

Signature: __________________________
Name: [Full Name]
Date: [Date]

Co-Tenant 2:

Signature: __________________________
Name: [Full Name]
Date: [Date]

Co-Tenant 3, if applicable:

Signature: __________________________
Name: [Full Name]
Date: [Date]

Optional Landlord Acknowledgment:

Signature: __________________________
Name: [Landlord Name]
Title, if applicable: [Title]
Date: [Date]

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Co-Tenancy Agreement Template: Shared Rent and Occupancy

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CO-TENANCY AGREEMENT TEMPLATE FAQ


What is a co-tenancy agreement?

A co-tenancy agreement is a written agreement between two or more tenants who share the same rental property. It explains how rent, utilities, deposits, rooms, household rules, and shared responsibilities will be handled between the co-tenants. The document helps create a clear internal arrangement among the tenants, even when the landlord’s main lease still controls the overall rental relationship.


Why do you need a co-tenancy agreement?

You need a co-tenancy agreement when multiple people live together in one rental unit and want a clear written understanding of who pays what and how the home will be managed. It helps reduce misunderstandings about late payments, shared spaces, guests, damage, cleaning, and what happens if one person moves out early. It is especially useful when co-tenants split costs unequally or have different use of the property.


When should you use a co-tenancy agreement?

Use a co-tenancy agreement before moving into the rental property together or as soon as possible after the co-tenants decide to share the unit. It is commonly used for roommates, shared apartments, shared houses, and other multi-tenant rental arrangements. It works best when signed before disputes arise so expectations are clear from the start.


How to write a co-tenancy agreement?

Start by identifying the co-tenants, the rental property, and the main lease. Then state how rent, utilities, deposits, and other costs will be divided, and explain room assignments, household rules, notice requirements, and move-out procedures. The agreement should also cover default, replacement tenants, damage responsibility, and signatures so there is a clear written record of each tenant’s obligations.


Can AI Lawyer help if co-tenants, landlords, and property managers all need to review?

AI Lawyer can help by organizing the agreement into clear sections so each reviewer can quickly find rent sharing, deposit terms, room assignments, house rules, and move-out procedures. It can also add placeholders for lease dates, payment amounts, notice periods, and signature blocks, making revisions easier to track. A consistent structure helps reduce repeated edits and lowers the chance of missing key shared-rental details before the agreement is signed.

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