Gift Letter for a Mortgage Template

Date: [Date]

To: [Lender Name / Mortgage Company Name]
Loan Officer, if known: [Name]
Address: [Address]

Subject: Gift Letter for Mortgage

1. Donor Information

Donor Name: [Full Legal Name]
Address: [Street Address]
City, State, ZIP Code: [City, State, ZIP Code]
Phone Number: [Phone Number]
Email Address: [Email Address, if desired]

2. Borrower Information

Borrower Name: [Full Legal Name]
Co-Borrower Name, if applicable: [Full Legal Name]

Property Address, if known: [Property Address]

3. Relationship of Donor to Borrower

My relationship to the borrower is:

☐ parent
☐ grandparent
☐ sibling
☐ child
☐ fiancé / fiancée
☐ domestic partner
☐ other: [Describe]

4. Gift Amount

I am giving the borrower a gift in the amount of:

[$Amount]

The funds are intended to be used for:

☐ down payment
☐ closing costs
☐ prepaid expenses
☐ other mortgage-related costs: [Describe]

5. Gift Statement

I certify that these funds are a true gift to the borrower.

No repayment is expected or required, either now or in the future.

These gift funds were not made available to me by any person or entity with an interest in the sale of the property, unless otherwise disclosed here:

[Insert details or write “None”]

6. Transfer Information

The gift funds were or will be provided by:

☐ personal check
☐ cashier’s check
☐ wire transfer
☐ electronic transfer
☐ other: [Describe]

Date funds were transferred or will be transferred: [Date]

Financial institution name, if desired: [Bank Name]

7. Additional Notes

Additional information regarding this gift, if any:

[Insert details]

8. Donor Certification

I certify that the information in this letter is true and correct to the best of my knowledge.

Donor Signature: __________________________
Name: [Full Legal Name]
Date: [Date]

9. Borrower Acknowledgment

I acknowledge receipt of the gift funds described above and confirm that these funds are not a loan and do not require repayment.

Borrower Signature: __________________________
Name: [Full Legal Name]
Date: [Date]

Co-Borrower Signature, if applicable: __________________________
Name: [Full Legal Name]
Date: [Date]

10. Optional Supporting Documents

Attached, if required:

☐ donor bank statement
☐ copy of check or wire confirmation
☐ borrower deposit record
☐ other: [Describe]